Discover a truly unique opportunity on the navigable St. Marys River offering approximately 5.8 acres with no HOA and endless possibilities. This 1386 square foot, 3 bedroom, 2 bathroom waterfront property features a long private walkway leading to a dock with electrical service extending from the home to the riverfront. With no boat access concerns, enjoying life on the water is effortless. Especially with its own boat launch/boat ramp! Previously operated as a bait business, the dock area includes a commercial freezer and is zoned Light Commercial, creating incredible potential for commercial fishing, shrimping, crabbing, or other waterfront ventures with the appropriate business licensing. The home offers 3 bedrooms and 2 bathrooms with tile flooring throughout, an enclosed sunroom perfect for enjoying peaceful river views, and an indoor laundry room for convenience. Recent updates include a brand new metal roof, new windows, completely redone HVAC and ductwork, refinished tubs, and fresh interior paint. Adding even more character and value, portions of the acreage extend into the marsh and river through a historic King's Grant, creating a distinctive ownership opportunity rarely found. Whether you're looking for a private waterfront retreat, income-producing potential, or both, this property offers a blend of residential comfort and commercial opportunity that is difficult to duplicate. Only a quick drive to downtown St. Marys, NSB Kings Bay, or I-95. You don't find opportunities like this in city limits very often.