No HOA! Welcome to this charming 3-bedroom home! Step inside to discover spacious living areas featuring wood-look flooring, abundant natural light, and a warm, neutral palette throughout. The open-concept kitchen offers oak cabinetry, ample counter space, and built-in appliances--perfect for everyday living and entertaining. The primary suite provides a comfortable retreat with its own full bathroom. Outside, enjoy a cozy covered patio ideal for morning coffee or relaxing evenings, along with a generously sized backyard featuring low-maintenance landscaping and plenty of room for outdoor activities. Don't miss this fantastic opportunity--make it yours today!