Welcome to a home where everyday life feels like a getaway! Set within a quiet bay on Emerald Isle and connected to the Trent-Severn Waterway, this property offers the opportunity to live directly on one of the Kawarthas' most loved boating systems! Cruise between lakes, watch the sun shimmer across the water & simply enjoy the peace from your own backyard. Step in from the covered front porch to a sunlit foyer leading naturally into the living area & updated kitchen featuring quartz countertops, stainless steel appliances, and sleek finishes. The open living and dining room is designed to capture the lake! Wall-to-wall windows and doors invite the scenery inside and extend out to the 3-season sunroom and covered upper deck, part of a 2-tiered outdoor space ideal for relaxing and entertaining. The main level offers 3 bedrooms including an oversized primary, a beautifully updated 3-piece bath with large tiled shower and double sinks, plus a convenient powder room and direct access to the attached 1.5-car garage. The walkout lower-level blends indoor comfort with easy outdoor access, featuring oversized windows, newer laminate flooring, and a cozy wood stove. - the perfect place to unwind after skating, snowmobiling, or a day spent on the water. A spacious 4th bedroom overlooking the lake, generous storage/utility space plus the potential for an additional bath. With desirable south-east exposure, the home is filled with soft natural light and warm sun well into the afternoon. Set on just over 0.5 acre with a gentle slope to the shoreline and 121 ft of waterfront, the calm protected bay is ideal for kayaking, fishing, and relaxing lakeside among deer, swans, and year-round wildlife. Quiet mornings, endless boating, and peaceful evenings under the stars - all just a short drive to Peterborough amenities. A true year-round waterfront lifestyle.