WATERFRONT on Burnt Mill Creek with GULF ACCESS!! This listing also includes an income producing 1 bed/ 1 bath cottage that would make a great Airbnb rental. Don't miss your opportunity to live the Florida dream in this beautiful home with NO HOA! Take a trip to Shell Island from your backyard! Enjoy fishing from your dock! Canoe, paddleboard & jet ski in your own private piece of paradise! If you love the outdoors and spending time on the water, then this is the perfect home for you!This spacious home has fabulous views of the water from every room! The large living room features double French doors that open up to the Florida room with amazing views! The kitchen is equipped with beautiful granite countertops, a breakfast bar, custom cabinets and a large pantry. The supersized laundry room with built in cabinets and a bay window could double as a home office. The screened in porch off of the dining area and kitchen is perfect for relaxing and watching the sunset. Upstairs you'll find the great master bedroom with French doors leading onto a screened in balcony that has gorgeous views of the water. The home has a second master suite with a shower/tub combo, double vanity and a walk in closet with French doors that open to the Florida room. Both of the downstairs bedrooms are a generous size and feature bay windows. For additional covered parking there is a 25' x 20' Carolina carport built in 2024. There are also two storage sheds on the property. In the backyard, you'll enjoy outdoor living on the beautiful decks shaded by huge Magnolia trees that will keep you cool on those hot summer days. There are two docks which provide plenty of room for your jet skis, kayaks and boats. The covered dock with a boat lift can accommodate a 21' boat, and there is filleting station to clean your fresh catch of the day with water and power available. You can go up the creek for great bass and bream fishing or out to the bay to catch redfish and trout. Burnt Mill Creek is known for great speckled trout fishing in the winter. This home is located 7 min to Northwest Florida Beaches International Airport, 15 min to the beach, and 15 to min to Lynn Haven for convenience of shopping if you don't want to fight the beach traffic during busy tourism times in PCB. 25 min to 30A, and 30 min to historic downtown Panama City. Short term rentals are allowed here, and this home could accommodate several families comfortably with 3667sf total area. The income producing 1 bed/ 1 bath cottage has a current tenant who's lease is up at the end of the year. Whether you are looking for your dream home on the water or a fantastic investment opportunity, this could be the one you've been waiting for! GO SEE this wonderful property today! All measurements are approximate, please verify if important.