Use sellers preferred lender and get this house with no money down! Step into a beautifully updated home that blends timeless character with today's conveniences. Whether you're a first-time buyer, growing family, or downsizing without compromise, this move-in-ready gem offers the best of both worlds. Inside, you'll love the brand-new kitchen with modern appliances, fresh designer paint, and open, airy living spaces perfect for gathering or relaxing. Every detail has been thoughtfully updated—from the electrical and plumbing to the HVAC system and energy-efficient tankless water heater, offering years of low-maintenance living. The 5-year-old roof adds peace of mind, while the home's location in the beloved Murray Hill neighborhood places you minutes from Five Points nightlife, dining, and Downtown Jacksonville. Quick access to major highways makes commuting a breeze.