***Owner financing available with full price offer*** (see details at end of description). This GORGEOUS 22.6 WATERFRONT acreage in Northern Bay County is a MUST SEE! Let your imagination run wild and think of all the possibilities this land has to offer. Being zoned Agricultural-(AG1), the taxes are low ($745 per year) and your options are endless! Build your dream home with stunning water views! You'll have plenty of room for a garden, nursery, pole barn, whatever your heart desires. The previous owners were going to turn it into a RV park. (Buyers must verify what the county approves). The pond used to be a quarry, but is now spring fed by the aquifer. It's the perfect place to swim on those hot Florida days! Bring your kayaks, canoes and fishing poles and enjoy your private oasis! Located1/4 mile off of US 231 and only 45 minutes to Panama City. Go and walk this beautiful property today! Please send courtesy text to the listing agent. All measurements are approx. Please verify if important. Sellers terms for owner financing: $50k down payment and the remaining $100k payable lump sum within a year with no interest. If not paid off in a year, then 18% interest each month ($1800 per month until $100K is paid off). Seller will accept $145K if it's a cash offer.