NEW Listing!! Why settle for today's rates when you could take over an ultra-low 2.5% interest rate? This home qualifies for a 2.5% ASSUMABLE Interest Rate -- potentially saving buyers hundreds per month compared to current rates. This beautifully updated home blends modern upgrades with original character. It features 3 bedrooms, 1.5 bathrooms, first floor office, a full basement, and a detached two-car garage, along with ample rear parking. Improvements include refinished hardwood flooring throughout, updated kitchen and bathroom cabinetry, granite countertops in both spaces, stainless steel appliances, a ceramic subway tile backsplash, and updated electrical and plumbing fixtures. Major mechanicals and the roof are only 5 years old, offering added peace of mind. The home also includes 11 new windows installed in 2024. Charming details remain, such as stained glass accents, classic hardwood floors, and French doors, along with a cozy fireplace in the living room. See A2A Remarks for financing incentives- 1% rate buy-down for year one of the loan AND this home is eligible for a grant equal to 3.5% of the price of the home to be used towards down payment and closing costs.