Rich in history and positioned in the heart of downtown Elk Rapids, this historic commercial building offers a rare opportunity near the marina, waterfront, shopping, dining, and year round community activity. Originally constructed in 1900 as a bank, the prominent corner property includes 1,437 square feet on 0.08 acres. Exposed brick walls, tile flooring, and hardwood floors highlight the character and craftsmanship of the original structure while supporting a welcoming commercial environment. A future owner may continue retail or commercial use or explore thoughtful redevelopment opportunities that complement the surrounding downtown district. The location and layout may support a mixed use concept with potential residential space above, subject to municipal approval and zoning requirements. High visibility, corner frontage, and a walkable setting position this property for a variety of commercial possibilities in one of Northern Michigan's most desirable waterfront communities. This sale includes the real estate only. To maintain privacy and professional standards, the property is shown by appointment only. Prospective buyers can review local zoning details via the Elk Rapids Village website to explore the full potential of this location.